Becky Lower Read online

  The Reluctant Debutante

  Becky Lower

  Avon, Massachusetts

  This edition published by

  Crimson Romance

  an imprint of F+W Media, Inc.

  10151 Carver Road, Suite 200

  Blue Ash, Ohio 45242

  www.crimsonromance.com

  Copyright © 2012 by Becky Louise Lower

  ISBN 10: 1-4405-5162-6

  ISBN 13: 978-1-4405-5162-8

  eISBN 10: 1-4405-5142-1

  eISBN 13: 978-1-4405-5142-0

  This is a work of fiction. Names, characters, corporations, institutions, organizations, events, or locales in this novel are either the product of the author’s imagination or, if real, used fictitiously. The resemblance of any character to actual persons (living or dead) is entirely coincidental.

  Cover art © 123rf.com/© Natalia Lukiyanova, Evgeniya Tubol

  I’d like to thank my critique groups and all the other dedicated early readers who help me get it right.

  Contents

  Chapter One

  Chapter Two

  Chapter Three

  Chapter Four

  Chapter Five

  Chapter Six

  Chapter Seven

  Chapter Eight

  Chapter Nine

  Chapter Ten

  Chapter Eleven

  Chapter Twelve

  Chapter Thirteen

  Chapter Fourteen

  Chapter Fifteen

  Chapter Sixteen

  Chapter Seventeen

  Chapter Eighteen

  Chapter Nineteen

  Chapter Twenty

  Chapter Twenty-One

  Chapter Twenty-Two

  Chapter Twenty-Three

  Chapter Twenty-Four

  Chapter Twenty-Five

  Chapter Twenty-Six

  Chapter Twenty-Seven

  Chapter Twenty-Eight

  Chapter Twenty-Nine

  Chapter Thirty

  Chapter Thirty-One

  Chapter Thirty-Two

  Chapter Thirty-Three

  Chapter Thirty-Four

  Chapter Thirty-Five

  Chapter Thirty-Six

  Chapter Thirty-Seven

  Chapter Thirty-Eight

  Chapter Thirty-Nine

  Chapter Forty

  Chapter Forty-One

  Chapter Forty-Two

  Chapter Forty-Three

  Chapter Forty-Four

  Chapter Forty-Five

  Chapter Forty-Six

  About the Author

  Also Available

  Chapter One

  New York City, February 1855

  Ginger Fitzpatrick was in a pickle, that much was certain.

  Her mother took her by surprise at breakfast by announcing to the family that Ginger would participate in the Cotillion ball two months hence. While her younger sisters squealed in excitement, Ginger couldn’t find her voice to object to her mother’s idea. She knew she must, considering that her father was known to grant every wish his wife had, but Ginger could only stare in confusion. And that wasn’t the worst of it.

  “George,” her mother stated calmly to her father, “you must relieve Ginger of her duties at the bank so I have time to teach her the rules of etiquette she’ll need for a full season of events. Dear Lord, I have only a couple months to cram in everything.”

  Astonished and stunned, Ginger turned to her father, hanging onto a thread of hope that her valued involvement at the bank would save her.

  “Let me think about the best way to handle the shift in responsibility, darling. I’ll make sure Ginger is free by the end of the week.” He glanced at Ginger’s stupefied expression and reached across the table for her hand. “Perhaps we could also offer a reward of some kind. Possibly a trip to St. Louis if she gets through the season without incident?”

  He had actually smiled over the breakfast table at her. As if the allure of a trip would make everything all right.

  Now, Ginger strode down the hallway of the bank to talk to her father before he could continue the discussion with her mother. She had always been able to convince him of anything, if she wanted it strongly enough. After all, he allowed her to work alongside him at the bank, which went against all the rules of society and a woman’s place in it. She stopped briefly at the window overlooking the street, watching the snow falling outside. It clung to the red bricks of the ornate bank building, and she longed to be as capricious as one of the snowflakes. Instead she had to present a strong argument to make her father see the folly in her mother’s latest idea.

  She stopped in front of his office door and smoothed her long gray skirt. Brushing her hand over her quivering stomach, she knocked.

  Ginger was certain she could right this ship and make her father see things her way. At his gruff reply to enter, she inhaled deeply. She was going to have to tread softly to get out of this predicament.

  “Papa, may I further discuss Mother’s idea with you?”

  “Yes, of course, my dear. But you know by now that once your mother makes up her mind, it’s best to go along with it.”

  Ginger glanced at him as her voice quavered. “But, Papa ... ”

  Her father merely raised a perfectly arched eyebrow.

  Hmmm, the trembling voice trick usually worked. She’d have to try a different tactic. Tears, maybe? She hated resorting to something as totally feminine as sobbing.

  She cleared her throat and started again. “You are aware, are you not, of my worth here at the bank?”

  With a sigh her father laid down his fountain pen and began to reposition his sleeves, which had been rolled up to avoid staining them with ink. “Your mother’s decision for you to participate in the Cotillion has nothing to do with your abilities at the bank. I’m well aware of your contributions. Now, do you want to talk about what’s really at issue here?”

  Ginger attempted to regain her calm and to remember the precise arguments she’d planned to present. “You obviously believe dangling a trip to St. Louis before me will be enough to get me through the Cotillion ball and the season Mother wants for me. And I agree with part of your logic. I should go to St. Louis, but without any strings attached. Basil has written to me, Papa, and told me about the West. Men there are more open-minded and not so stringent about what a woman can and cannot do.”

  She began to pace around the office as she warmed to her subject. “Basil might be able to charm little old ladies into depositing their life savings into our bank, but I can make their money work for the good of the bank and for them at the same time.” She turned to face her father. “Please, Papa, I am begging you to let me go now before the season begins. I must get away from stuffy old New York City. Our clients in St. Louis need me now, not in the fall.”

  “I agree it would be a good move for you, my child, even though I have full confidence in your brother’s ability to run the St. Louis branch. Your mother is the one who needs convincing. And you know what she considers important.”

  “The Cotillion,” Ginger whispered her reply, as tears began to well up in her eyes, unbidden. She knew she was losing this argument. Nonetheless, she persevered. “Who thought up this wretched ball idea anyway? I will feel like a piece of horseflesh at the Cotillion, being paraded about like a fine filly and up for grabs to the highest bidder.” She stamped her foot in frustration.

  Ginger watched her father’s jaw flex. He was not an imposing man, but he had a will of iron. He needed a strong constitution to have successfully raised nine children and to have provided a privileged life for all of them. So, when she saw the movement of his jaw, she knew what it meant. Things were not going to go her way.

  George Fitzpatrick stood and placed a comforting hand on her shoulder. “I know
you despise the idea, but you are not the only one concerned here. You have your sisters to consider. You know how high society works in New York, especially when the Astors and Schemerhorns are involved. If a precedent is not set this year for our family, your sisters will bear the brunt of it.”

  “But, Papa ... ”

  He raised a hand to silence her. “They will not be invited to any future balls and will miss their opportunities to be presented to society, all because of your selfish acts. I doubt you want to carry that mantle on your shoulders for the rest of your days, do you?” He smiled to soften his words.

  “Papa, you can’t be serious! My actions really won’t have any impact on my sisters, will they?”

  He nodded in affirmation, and his eyes flashed at her. “Should you choose not to participate, or to make life difficult for your mother, there will be no trip to St. Louis for you, now or in the future. You’ll stay at our home here in New York with only your sisters for company, who will be forever known as the ‘Spinster Fitzpatricks.’ Won’t you have a lovely existence to look forward to?”

  She dropped her head and softly asked, “So exactly what do I have to do?”

  George raised both hands in front of him, ticking off each item on his fingers. “You will do whatever your mother wants. Obviously, there will be fittings for new clothes between now and the ball in April, so you will be relieved of your duties here at the bank as of Friday. You will also limit the amount of time you spend with that rabble-rouser, Amelia Bloomer. Your mother will spend the next two months giving you the etiquette lessons you’ve been avoiding for years, in preparation for the high social season of balls, parties, plays, and operas. You will participate in each and every event and will present yourself with dignity in accordance with our family’s position in society. You will appear to have a good time, even if it means you will be putting on an act every night. All this will be over and done with by August, and if you have done everything to your mother’s satisfaction, I will allow you to go to St. Louis. But only if you still want to.”

  “Of course I’ll still want to.”

  Ginger gulped as a tear slid down her cheek. She turned her face away, hoping her father wouldn’t notice her moist eyes. He had never been this unreasonable before. For one of only a few times in her life, she could not cajole him into doing her bidding. She brushed the tear away, smoothed her skirt, and then turned back to him, meeting his tough yet tender gaze.

  “All right then. I will do what you ask, Papa, to appease Mother and for the sake of my sisters. But I want you to know I will hate every moment of it. I will be marking off the days between now and the end of August when I can escape the bonds of conventional society and move to the frontier. I will never become any man’s chattel.”

  Her father smiled. “That’s all I ask for, Ginger. Peace and harmony on the home front. Thank you for being so agreeable.” His voice held more than a touch of irony.

  She closed her father’s door and walked slowly back to her office. Ginger stood in the middle of the small room and placed her hands on her hips. Under her breath she muttered, “Bless my bloomers, I’ve been outfoxed.”

  • • •

  New York City, April 1855

  Sitting astride his most stubborn horse and leading another, Joseph Lafontaine attempted to navigate both horses through the wide and bustling cobblestone streets. He had successfully managed to move four of his six horses from the railroad car to the livery already; these were the last — and most troublesome — of the group. Broadway was the main boulevard in this part of town, and Joseph kept an eye out not only for buggies and carts, but also for pedestrians crossing from one side of the street to the other — a perilous act.

  His hometown of St. Louis might be raucous, especially down by the docks on the Mississippi River, but New York, and particularly this street, was beyond his wildest imagination. Now, if he could just get these last horses to the livery — only one more block — and then find his way to his hotel, he would breathe a whole lot easier.

  Loud noises up ahead caught his attention. Several policemen were attempting to break up a group of people in the street. Joseph scanned the area, searching for a clear route around the chaos. Despite what his good friend Basil Fitzpatrick said about how affluent New Yorkers would accept him as a French-Canadian, the Indian half of his background was barely tolerated in St. Louis — and would be much less so in New York City. He wanted to avoid confrontation while he was here in this strange town. Staying away from the authorities was probably a wise decision, and he was not eager to test the waters on his first day here. He should have remembered to tie his shoulder-length dark straight hair back into a queue, to lessen the look of his ancestry. Too late now, he thought as he focused on handling the horses under his command.

  “You there! Stop!” Police shouted as women scattered in different directions in front of him, some of them screaming as they rushed by.

  Joseph halted his horses in the middle of the clogged street and watched. A number of ladies ran directly in front of him, but he noticed only one. Her brown hair was shot through with dark red, reminiscent of a chestnut roan. Rather than being tied up in a chignon, her hair floated around her face in glorious disarray. The waist-length locks billowed out behind her as she ran. Joseph watched as she skittered just out of reach of the approaching policemen, glancing about for a means of escape. If this was what New York women were like, Joseph was glad he had agreed to come east.

  She skirted around his horses to the opposite side of the fray. Very clever, Joseph noted, using my horses as a shield from the authorities. He began walking his charges, which now included the woman, slowly forward through the chaos.

  Joseph nodded to her, acknowledging her presence. “Is this street always so crowded?” he asked the woman.

  “It’s always busy with the open-air vendors on the sidewalks and all the street traffic, but not usually like this. My friend and I just staged a rally, which is why the police are here.”

  “You are safe now, with me. Just follow my lead.”

  The woman nodded her head in agreement, shielding her eyes from the sun as she walked beside the horses and stared up at him. Her other hand reached out to touch the withers of the horse nearest her.

  “How handsome,” she said, not moving her eyes from Joseph’s face.

  “The black?”

  The woman seemed a bit startled, but continued to look at him. Joseph pointed with his chin to the dark horse nearest to her. “The black horse beside you. He is my favorite, too. I may have to keep that one. Take care, though. These horses are barely broken, and they are skittish in all this noise.”

  At that very moment, a dog ran into the street, startling the black horse, and he lunged. Joseph held the reins tightly in his hands, but the horse reared. Joseph concentrated on controlling his horse and lost sight of the attractive woman. When the horse finally quieted, Joseph scanned the street for her again. She had backed off from the horse’s side, and was rubbing her forearm.

  “Did he hurt you?”

  “He only bumped me slightly. It was my fault for getting too close. I’ll be fine.”

  Together, they made their way up the street. When they reached the livery, Joseph dropped from the horse’s bare back in a fluid motion and stood in front of the woman he had shielded from the police. He noticed she had a light dusting of freckles sprinkled across the bridge of her nose. And even though she was not as small as she appeared to be when he was astride the horse, his large frame still towered over her.

  “This is as far as I am going, miss. We have come a fair distance. You should be safe now.”

  “Thank you for helping me evade the police.” The woman did not move from the livery doors as she craned her neck to look him squarely in the eyes.

  “I think you would have managed quite well on your own, but I am glad I was able to help.” They stood in the door of the livery, their eyes locked for another long moment until one of the horses nickered.


  Joseph gathered the horses’ reins again tightly in his hands. “I must take care of my horses. They will settle down once they are comfortable.”

  Joseph spent the next few minutes getting the two horses safely into their stalls. When he finished, he was mildly disappointed to see that the bewitching woman had vanished. In a town the size of this New York City, he doubted if their paths would ever cross again.

  But a man could hope.

  Chapter Two

  Ginger rushed into the parlor, her hair loose around her face, still not quite able to catch her breath. She watched as her mother raised her eyes from the current edition of Godey’s Lady’s Book, which showed the latest fashions from France, and her sisters glanced up from their embroidery.

  “Land’s sake, child, where have you been? The twins and I have been waiting for you for nearly an hour!”

  “I’m sorry I’m late, Mother. I promised Amelia Bloomer I’d join her today.” Ginger decided to leave out the part about the rally and the dash away from the police. “We met Elizabeth Blackwell. Can you imagine? What an inspiration she is for young women — the first female physician in this country! How could I possibly have missed it?”

  “That doesn’t explain why your hairpins are missing. And what did you do to your forearm? It’s all red.” Charlotte Fitzpatrick stood up from her chair and moved to her daughter’s side to inspect the injury more closely. “It will probably bruise. We’ll need a lot of Pear’s Almond Bloom to cover it up for the ball tomorrow evening. Whatever did you do?”

  “I, uh, I was running back here so I wouldn’t be late and I bumped into a parked carriage, that’s all. It’s just a small bruise, Mother, and it will be mostly covered by my gloves.”

  Ginger gazed down at the lower half of her arm, which still ached from the bump she’d received from the black horse. But it was the memory of the horse’s owner that made her stomach flip over. She hadn’t been referring to the black horse when she blurted out her outrageous comment about how handsome he was. She still could not believe she had spoken those words out loud.