Kristin Hardy Read online

  HER CHRISTMAS SURPRISE

  KRISTIN HARDY

  Dedication

  To Gail and Charles,

  for their infinite patience,

  And to Stephen

  All I ever wanted, all I ever needed…

  Contents

  Acknowledgments

  Chapter One

  Chapter Two

  Chapter Three

  Chapter Four

  Chapter Five

  Chapter Six

  Chapter Seven

  Chapter Eight

  Chapter Nine

  Chapter Ten

  Chapter Eleven

  Chapter Twelve

  Chapter Thirteen

  Chapter Fourteen

  Acknowledgments

  Thanks go to Ellen Zimiles, Co-Founder

  and CEO of Daylight Forensic & Advisory,

  David Johnson of the National White Collar

  Crime Center, and Carmella C. Budkins, town clerk

  of Greenwich, Connecticut

  Chapter One

  “I think we should call off the wedding, Bradley. It just doesn’t feel right to me. I’m sorry, but I think it’s for the best.” Keely Stafford gave a brisk nod. Calm, matter-of-fact, decisive. That was the right tone.

  Too bad she was saying it to herself in an otherwise empty elevator rather than to her soon-to-be-ex fiancé’s face.

  Tonight, though, tonight at dinner she’d say it. She’d chosen a quiet, intimate restaurant where they could talk and where he was unlikely to protest too much. Do it in public, that was the thing.

  In the meantime, stopping by to take her clothes and things from his midtown Manhattan apartment while he was at work would eliminate the need for any post-breakup visits. Not to mention keep her from chickening out, since the minute he noticed her stuff gone he’d have questions.

  And Bradley always noticed everything.

  She gave her head an impatient shake and pushed a strand of blond hair out of her eyes. She was twenty-five, for God’s sake. She had a life, her own apartment, a career. If she had second thoughts about their impending marriage, then she needed to pay attention to them. She was old enough to know what she wanted.

  At least she hoped so.

  Keely walked down the hall to the door of Bradley’s plush condo and reached into her purse for her keys. So she’d had a crush on him at twelve, back when they’d both lived in tiny, affluent Chilton and he’d been the golden boy of the country club. Back before he’d taken over his spot as top executive in Alexander Technologies, the company started by his great-grandfather.

  And, yes, maybe she’d fallen for him hard when he’d walked back into her life when she was nineteen, but you couldn’t build a marriage on infatuation. Things had felt wrong of late. Nothing she could put her finger on, just a niggling sense that if they went through with the wedding, they’d both be sorry.

  The key slid into the lock with a quiet snick. And then she heard it.

  A noise.

  A noise, a loud thump inside what should be an unoccupied apartment. The hairs on the back of her neck prickled.

  Leaning closer to the door, she focused. Seconds ticked by. And she heard it again. This time, it wasn’t a thump, it was a human sound. Wordless, inarticulate. A groan.

  Bradley.

  Her heart began to thud. Had he fallen somehow, been hurt? Was he lying there alone, needing help and unable to summon it?

  Swiftly, she opened the door and moved into the hall. Just as she opened her mouth to call out, the sound repeated, louder now that she was inside. And she stopped.

  It wasn’t a cry of distress. It wasn’t the sound of someone in pain. It was the sound of a person in pleasure.

  The sound of two people.

  Shock paralyzed her.

  “Oh, yeah, baby, like that, just like that,” a woman’s voice cried out with the now rhythmic thuds.

  Keely stepped carefully on the marble floor of the entryway, trying to remain quiet. Not that it would matter, from the sound of things. They weren’t listening for noises. They didn’t care. They were completely caught up in one another.

  She rounded the corner to the open door that led to the bedroom. And there, standing next to the bed with a woman’s ankle against his neck, was Bradley, sweat gleaming on his naked shoulders.

  Limber, the woman was definitely limber, was Keely’s first distracted thought. She’d apparently perfected a position Keely hadn’t even realized the human body was capable of. And Bradley was coming up with noises Keely hadn’t ever heard from him—at least until he looked over and saw her standing in the doorway.

  “Keely!” He pulled out of his partner and whirled around.

  The woman cried out in protest.

  Face hot, the blood thundering in her ears, Keely backed out of the room. The door. All she wanted to do was get to the front door and get out. Frantically, she snatched at the fingers of her left hand, struggling to pull off the engagement ring that now burned there. She didn’t want anything of his touching her. She just wanted away.

  “Keely, wait.”

  It was Bradley, wrapping his robe on.

  “What, so you can finish?”

  “It’s not what you think. I can explain.”

  “You can explain?” She whirled to face him. “Explain what? Is this that special project you’ve been working on lately?”

  “Keely, don’t do this. I love you.”

  “I can tell,” she said bitterly, glancing up at the woman who now stood in the doorway, wrapped in the emerald-green silk robe Bradley had brought Keely from Singapore. Don’t let it bother you. Don’t let yourself care.

  “Look, I made a mistake.”

  “No, I’m pretty sure I’m the one who’s made the mistake.” It was like having battery acid running through her veins, burning, burning everywhere. The metal band of the ring slid off her finger, finally, and she slapped it down on the hall table. “I was feeling bad about doing this tonight but you’ve saved me the trouble.”

  “You’re breaking up with me?” Bradley stared incredulously. “We’re getting married in a month.”

  “No, Bradley, we’re not getting married ever.”

  “Keely, don’t be like this.” He reached for her.

  “Don’t you touch me,” she hissed. She wasn’t sure what expression he saw on her face but he backed away.

  “Keely, come on. Think about it for a minute. You’ll be sorry if you walk out now.”

  “I’m already sorry, Bradley. Marrying you would only compound it.”

  Feeling light-headed, like she was in a dream—or a nightmare—she turned and walked out the door. She couldn’t feel her feet touching the ground. There was a ringing in her ears, even as she descended in the elevator and walked out into the gray December day.

  The midmorning street looked normal, cars passing, bits of snow still left from the recent storm, only a handful of pedestrians out. Most people were at work, where she should have been. Where she’d been sure Bradley would be. Keely strode down the sidewalk, not toward the subway that would take her to work but back toward her home and sanctuary.

  Back where she could weep and let it all out.

  So she’d been planning to break up with him. That did nothing to diminish the betrayal and hurt and humiliation of knowing he’d been cheating on her. Of seeing him with another woman. Keely’s eyelids prickled and she sucked in a breath. She wouldn’t cry, not here on the street. Home. She just had to get home and she’d be all right.

  Sometimes what you thought you knew wasn’t what you really knew at all. After all, she’d been certain when Bradley had walked into her mother’s florist shop the summer before her senior year in college that she was falling in love. They’
d stayed together nearly every weekend that summer, every time he drove up from Manhattan to Connecticut, every time she’d taken the train into town. It had been so perfect she’d been sure she was dreaming. Nothing could feel so good as being twined together with the golden, laughing Bradley.

  She’d insisted on finding herself an apartment once she’d graduated and taken an accounting job with Briarson Financial in the city. She loved him, she was sure of it, but somehow, she hadn’t wanted to live with him then, even though they’d spent all their time together. She’d wanted something of her own.

  And then he’d proposed. “Why should we keep wasting money on cabs all over town?” he’d asked, sliding the ring on her finger. “I want you to be mine.”

  Keely had been so sure that they’d be deliriously happy the rest of their lives. And even though, nearly a year and a half later, she’d become increasingly certain that marrying him was the wrong thing to do, that did nothing to diminish the trauma of walking in to see him, to see him cheating with another woman.

  Especially since they’d never had wall-banging, screaming wild sex like that. Their sex had always been quiet and, well, routine. Bradley had always seemed to enjoy himself and she’d enjoyed it, too. More or less. So it wasn’t transcendent. Maybe she wasn’t cut out for wall-banging sex. It hadn’t seemed nearly as important as the other time they spent together.

  But now, still seeing the scene every time she closed her eyes, she felt suddenly uncertain. Maybe what was missing between them wasn’t something with Bradley. Maybe it was her. Did she not turn him on? Was she not woman enough?

  Keely blinked hard and walked faster. Home. She just wanted to get home, call in to work and then have a good cry.

  But when she mounted the steps of the tidy brownstone where she had a second-floor apartment, she found a crowd of uniformed police and other official-looking people milling about the lobby. That was the last thing she needed, news of a break-in or something in the building. Digging in her purse for her keys, she got into the elevator and stepped out a moment later onto her floor.

  Only to see her front door wide-open.

  It dizzied her. Her chest tightened so that she couldn’t quite get a breath. She half ran the few steps down the hall. “What’s going on?” she demanded. “What’s happ—Oh, my God!”

  Her apartment was completely ransacked, books, DVDs and CDs strewn about the living room, plants knocked over, the television taken off its stand and upended. From her vantage point, she could just glimpse the kitchen, cupboards yawning open and canisters spilling flour and sugar on the counter. “Did someone break in?” She moved to step inside.

  The man at the door raised his arm to block her. “You can’t come in here, ma’am.”

  “What do you mean I can’t? I live here,” she snapped.

  “Ah.” He eyed her speculatively. “If you’ll just wait here…”

  She wished she were the sort who wouldn’t wait but would stomp into her apartment. That wasn’t her, though, any more than throwing her engagement ring at Bradley would have been her, however much she’d ached to do it. Mind whirling, staring at the mess with sick horror, she waited.

  A fortysomething man wearing a navy jacket and khakis appeared. “Are you Keely Stafford?” he asked.

  “Yes, I am.”

  “Can I see some I.D.?”

  With an increasing sense of unreality, she obeyed, getting out her wallet to show him the drivers’ license she seldom had use for. “Is anybody going to tell me what this is all about?”

  “Come in and have a seat,” he said instead, inviting her into her own home.

  Inside, the mess looked even worse. “My God, who did this? When did it happen? Everything was fine when I left here two hours ago.” Numbly, she moved toward the hall that led to her bedroom, where the contents of the linen closet lay in a pile on the floor. Thieves? She didn’t have much of value to steal, just her computer and her television, both of which were there. Vandals? But why?

  “Miss, sit down. Please.”

  “Sit down?” Her voice rose. “This my home.” She stalked over to the man on the couch, locking eyes with him. “If you or someone like you doesn’t tell me what’s going on in the next two seconds, I am going to pitch a fit the likes of which you’ve never seen before.” And she realized as she said it, that it was true. “What’s happened? Who broke in here?”

  “We did.”

  And her legs gave out and she sat. “‘We’? Who is we?”

  “Federal agents. We’re investigating a Bradley Alexander and we have reason to believe that he may have left items here germane to our case.”

  “Bradley?” she repeated incredulously.

  The man flipped out a badge and a search warrant. “John Stockton, FBI. We have evidence that Bradley Alexander has not only been embezzling funds from Alexander Technologies, he’s been laundering the money through a matrix of limited liability corporations—LLCs,” he elaborated.

  “I’m an accountant,” she said shortly. “I know what an LLC is.”

  “I bet you do.” He watched her, eyes appraising.

  “What’s that supposed to mean?”

  “If you know anything about the operation, Ms. Stafford, it would be best if you cooperate with us. Mr. Alexander is facing criminal charges.”

  Down the hall in the bedroom, something fell with a crash. Keely flinched. “Cooperate? Am I under suspicion?”

  “Let’s just say you’re a person of interest. You’re his fiancée. You’re an accountant and he’s working a pretty complicated scheme. Even if all you did was give him advice, you need to tell us.”

  “Give him advice? I don’t know a thing about any of this. And quite frankly, I find it hard to believe. Why would Bradley embezzle? He’s rich. His family, the stock, his salary…He’s chief operating officer of one of the biggest communications companies in the country. Why would he need to embezzle?”

  “You tell me.”

  “I don’t know,” she burst out.

  “Funny, his bookie does. So do his poker buddies.”

  “Poker? He plays in a home game, for fun.”

  “With a ten-grand ante. Between that and the bookie and the high-roller game in Atlantic City, he’s lost millions over the past five years. Your fiancé’s in one hell of a financial hole.”

  Her fiancé.

  And immediately she was back in Bradley’s condo, staring at his bare back as the muscles flexed, as he made love with another. Betrayal of the most exquisite kind. Without thinking, she sought out her now bare ring finger. “Ex,” she said aloud.

  “What?”

  “Ex-fiancé.”

  The gaze Stockton turned on her was flat, skeptical. “You’re due to be married next month. Tavern on the Green, according to my file.”

  “Not anymore. We broke up this morning, you can ask Bradley.”

  “We would if we could find him. Your…ex-fiancé has apparently skipped town.”

  She’d seen them before on the television news, victims of disaster, people overwhelmed by a mounting series of calamities, unable to cope, their expressions vacant with shock. Keely knew how they felt. First Bradley, then the search, then the reality of what he’d really done.

  Done and dropped in her lap.

  She couldn’t say how long she’d been in the interview room, protesting over and over that she didn’t know anything. And feeling the web draw tight around her. She supposed she ought to get a lawyer, but getting a lawyer would be admitting that it was really happening and she hadn’t done anything.

  But Bradley had.

  He’d stolen tens of millions, they said. Alexander Technologies may have been family controlled, but it was still a public company. He hadn’t been stealing from himself. He’d been stealing from shareholders. He’d ported funds from Alexander to fake vendors, LLCs he’d set up himself, to pay fraudulent charges for services that had never taken place, goods that didn’t exist. That was just the start, though. Once the money
was there, it had been funneled through a tangled web of corporations.

  Corporations that listed her name on their boards of directors.

  “I’m telling you I don’t know anything about it,” she’d protested.